Funding Solutions


A sensible approach

We assess your needs and growth aspirations to offer a flexible 100% funding solution.

Minimising the admin, time and risk of funding your recruitment business.

Powered by our 'easy-to-use' back-office platform, as well as support from our compliance, accounts and credit control team - you're able to get on with what you do best!

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Contractor Funding

100% funding solutions and fast contractor pay!
Whatever your current funding arrangement our flexible funding solutions enable you to streamline your service and maximise your growth.
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US Funding

100% in-country US Dollar funding.

Source a cost-effective and reliable means of growing your contractor base in the United States whilst minimising your expansion risks.

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Permanent Funding

A total outsourced solution or an ad-hoc facility.

Our flexible funding options mean you can choose to be ‘paid on invoice’ or ‘paid when paid’ and can be determined on a per-invoice basis. 

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Back-office dashboard

A window to your back-office, 3R's automated back-office platform is designed with simplicity and security in mind.  It integrates seamlessly with leading CRM systems for an end-to-end solution. 

You can manage credit-checking and invoicing, letting automation and our dedicated team kick-in; to oversee payroll and collect client payments. 

Your clients and contactors interact with it where necessary and we have 95% 5*  feedback from contractors! 

Migrate your contractors to 3R

Our expert transfer team will work closely with you, following Invoice Finance and Asset Based Lending (IF/ABL)  guidelines to audit your ledger and transfer your contractors. We'll train you and your team on the back-office platform to ensure a positive experience for all involved.

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Evaluate all your options to make informed decisions and choose the best solution to fuel the growth ambitions for your recruitment agency. 


Proven Success

For typical recruiters transferring to 3R...


Increase in Weekly Revenue


Increase in NFI


Turnover Growth

2 Days

Contractor Gets Paid


Contractor Payroll Accuracy

4.73 ☆

5 Star Contractor Rating

With a little help from our friends

Our network of partners empowers us to offer bespoke solutions and exclusive deals that perfectly align with the unique needs of your recruitment business.

Frequently Asked Questions

What is recruitment factoring?

It is giving you access to funds, to pay contractors based on future income from the client.

Our secure funding solutions pay 100% of the invoice value, and recruiters are paid weekly.

What back-office support do I need?

You need a secure, risk-adverse solution to manage your funding and business cash flow. Recruitment specific back-office platforms are built to support your end-to-end functions.

The best come with real-time, transactional financial data and a full audit-trails. 

The platform and outsourced service should cover credit limits, online timesheets and payroll, remittance, invoicing and credit-control. 

3R's back-office solution does all this for you. As well as having a dedicated team to support you as you grow. 

How are contractors paid?

We run a daily UK payroll, so your contractors are paid within 2 working days of an authorised timesheet to either their Ltd Company bank account or Umbrella Company. 

In the United States we operate a reliable weekly funding process, releasing funds to your Employer of Record to payroll contractors.

What's included?

  • Funding for contract and perm
  • Back office platform
  • Credit limits
  • Bad debt protection insurance
  • Online timesheets and contractor portal
  • Payroll and Remittance
  • Invoicing
  • Credit Control
  • Weekly pay and detailed statements
  • IR35 determination & intermediary reporting (UK)
  • Employer or Record integration (US)
  • Financial reporting
  • Xero support
  • Easy to administer statements for your business accounting
  • Ongoing business support from experienced recruitment professionals
  • Dedicated Account Manager
  • Access to partnership networks, deals and leading RecTech integrations

What type of contractor can you pay?

In the UK we process payments for Ltd Company and Umbrella contractors. We also offer an ad-hoc PAYE facility, at our discretion. 

We do not work with CIS.

In the United States we can fund all worker types from W2 and Corp to Corp to independant contractors and global remote workers.

How do you manage credit control?

Our dedicated team will monitor payments daily. You can also, clearly see when clients are late to pay the agreed invoices. 

We have automatic 'chaser' emails built into the platform and can go through to legal proceedings if necessary. 

The team are accessible, focused on reducing debtor days and able to help manage this with you at any stage. 

What if the client has low or zero credit?

This can happen from time to time. 

Our compliance team work diligently, for you, to assess credit-limits with our insurers and via other leading credit score insight platforms.

We are able to discuss options to support you in working with clients that have low credit. 

Some client's just cant get credit - anyone who says otherwise probably isn't being honest!

What if my clients don't pay?

Our thorough, diligent credit-checking and 'Confirmation of Hire' authorisation process means that non-payments are rare. 

If you are making deals that are clear and upfront then it makes the process a lot smoother. 

For contract and 'paid on invoice' permanent placements we are paying you upfront, every friday and managing credit control for you - bringing you in for support where necessary to manage client relationships. 

If a client goes bust then we have bad debt protection insurance for 90% of the invoice value. 

How does 3R make money?

Simply, we only make money when you do by taking a percentage of each invoice we process.

It's a pay-as-you-go service, with no monthly costs. 

The only time there is an initial fee is for our comprehensive start-up solutions.

Can I transfer from my current provider?


Our expert transfer team will work closely with you, to understand your requirements.

We follow Invoice Finance and Asset Based Lending (IF/ABL) guidelines to fully audit your ledger and buy the existing debt from your existing supplier, on an agreed date.

Simple as that.

We'll train you and your team on the platform and monitor every action closely, to ensure a positive experience for everyone involved! 

Talk to us today

Being ex-recruiters, we're always happy to talk! 

Get in touch with our experienced team to explore your bespoke solution.

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